by admin | Aug 6, 2024 | Ask Alan News
I have asked you (my clients) many times if you want to know my opinion on why interest rates and house price are as they are. The clear answer is… NO ! What we do want from you – is what should we do… Let me go back a bit first. Every decade has had a defining...
by admin | May 15, 2024 | Ask Alan News
The Council of Social Services (ACOSS) always makes a submission to the budget. This year it notes that the top 10% of Australians have over $5.2 million in net wealth and that the gap between the top 10% and those below is somehow inherently wrong. It also notes that...
by admin | Apr 11, 2024 | Ask Alan News
A report from a government committee has suggested that Australian Banks be forced to issue “Tracker Mortgages” (Aust Financial Review 27 March 2024). Australian banks have unsurprisingly pushed back. A “tracker mortgage” supposedly “tracks” the Reserve Bank cash rate...
by admin | Apr 5, 2024 | Ask Alan News
I once wrote an article titled “A funny thing happened on the way to the cemetery”. When the pension was conceived, average life expectancy was 62. Retirement age was 65. The pension was predicated on the assumption that most would never receive it. Someone born in...
by admin | Mar 27, 2024 | Ask Alan News
How best to deal with the worry of inter- generational issues…? In my email last week, I posed the question of how best to prepare for your own future… One client asked how they could help their (young) children – not yet born – because of their concerns about what...
by admin | Mar 20, 2024 | Ask Alan News
I spent time with long term clients and even longer friends over the weekend. Here was one part of the conversation – and I’d like you to continue it, along any pathway you choose… more of that later. “How much do I need to live comfortably in later life?” Average...
