Two Significant Threats to YOU Personally
Number 1. Identity theft and fraud are now prevalent in ways not seen before.
Someone uses your name and date of birth and drivers licence / passport details to fraudulently obtain a $20k personal loan or credit card from an unwitting lender. In the process that person changes your address. You find out some months later when contacted by a collections agency because you are in default. Your Credit File is of course, by now, ruined.