by admin | May 27, 2025 | Ask Alan News
The Reserve Bank has lowered the cash rate by 0.25% to 3.85%. Banks are passing this on in full. What Should You Do? When rates rise, the banks increase your repayments – this has caused many people financial stress. When rates fall, however, banks typically leave...
by admin | Feb 25, 2025 | Ask Alan News
The Reserve Bank firmly backed itself into a corner of its own making yesterday, facing external pressure to cut rates. One commentator noted (and I agree) that yesterday’s decision effectively undid the completely unnecessary rate hike of November 2023, which raised...
by admin | Feb 4, 2025 | Ask Alan News
2025 is a year that contains some absolute certainties, making it one of the easiest in recent times for planning. That said, even though most people crave certainty—even when it stares them in the face and yells loudly in their ear—many still seek that ever-elusive...
by admin | Dec 11, 2024 | Ask Alan News
So .. You’d like to apply for a loan! Here are the steps to get started – and best of all – I am here as your personal guide to get you though. Once you get through the early stages real Alan will take over. First – you need to create a log in to get through to the...
by admin | Nov 5, 2024 | Ask Alan News
What is the biggest home loan risk facing most Australians today? We can all accept that we will likely retire later than we once thought. Although maintaining purpose and income for longer is not all bad. Especially if you have taken the time now to invest in your...
by admin | Oct 1, 2024 | Ask Alan News
It’s Spring – The family has grown, you want to be closer to schools… Or … the kids have left, it’s time to downsize … It’s time to shift house. Spending your weekends going to open homes and after a while – it becomes so confusing… My brother recently asked for...
