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 Have APRA indeed killed the Golden Goose of the Investor market? 

Have APRA indeed killed the Golden Goose of the Investor market? 

APRA’s enthusiasm to kill off investor lending has worked, possibly a little too well.  The Golden Goose of investor lending, rather than slowing down to a waddle (10% year on year growth), has something closer to a terminal illness. (The Adviser 28 Feb 2018)*

Today I had a phone call from a major lender stating that “We will price match or beat ANY offer in the market from a reputable lender”. That lender has had an overall DECREASE in investor lending.

This is hardly a surprise. Put prices up and demand slows. Regulators just don’t know how to tap the brakes – they almost always over shoot.

The message – if you are an investor on the sidelines – is that you should consider (based on cost of money) re-entering the market.

Today’s news is one of those – “you heard it first here” moments.

* https://www.brokernews.com.au/news/breaking-news/investor-housing-loans-sputter-247163.aspx

As always, you can call or email me anytime.