Rates in 2021

Rates in 2021

Banks and Commentators alike are saying this week; “The next move on rates is UP – You must lock in now!” What complete twaddle! (Commentators are back at work after the holidays and feel the need to say something to start the year, banks however, are...
So Where Are Rates Headed?

So Where Are Rates Headed?

This morning as I was sitting down to write on the (immediate and medium) future of interest rates, knowing that they are poised to head down again – two clients of long standing emailed me. One wrote to me – tongue in cheek; “I know (how much) you “adore” fixed...
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