Waiting For The Crash…

Waiting For The Crash…

I cannot count the number of times in my 25 years of mortgage broking I have heard the “I’m waiting for the crash” reason for delaying a buying decision. First – EVERY buyer (me included) hopes for property to be “down” 5 minutes before they buy and then “up” 5...
Fortnightly…To Be or Not to Be….

Fortnightly…To Be or Not to Be….

Fortnightly …. To Be or Not to Be …. I can tell from the questions I am being asked that rates are starting to have an effect and people are being not only more careful with their money but also trying to create additional value. Tell me who “hasn’t” heard that paying...
2023 – Interest Rates – Let the blather begin…

2023 – Interest Rates – Let the blather begin…

Inflation was slightly higher in December than expected. Inflation kicked off with oil price shocks caused by the Russia/Ukraine conflict, so rate rises did feel a “bit unfair” to many. However, in December one of the single biggest contributors was travel and...
Christmas Comes Early

Christmas Comes Early

Amidst all the bad news of 2022 comes some good news at last. It is just possible that the rate of inflation in Australia has peaked (in October) earlier than predicted by economists (The Australian 1 Dec 2022: Robert Gottliebsen). (By the way – what do you call 100...
The Reasons Behind and Lessons from the Past.

The Reasons Behind and Lessons from the Past.

What caused the Reserve Bank to move away from its previously stated plans? Namely… they were not going to move until: Inflation was comfortably in the 2%-3% range.Wages growth was above 3%. The reasons that threw the Reserve Bank off course were simple: Russia...
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