Well, that was a surprise…

Should it surprise us that 100% of economists on Monday became only 70% of economists by Wednesday? I will carefully analyse what the Reserve Bank board says as well as Bill Evans. I think it is possible that with this Reserve Bank board undergoing significant change...
An open letter to Banks on behalf of my clients.

An open letter to Banks on behalf of my clients.

I am always open to opportunities with new lenders for my new to bank clients. Under BID (Best Interest Duty) my obligations are clear – and they are obligations on me personally. Banks have absolutely no obligations under BID. This means that in the...
How best to Plan Ahead…

How best to Plan Ahead…

With the Reserve Bank likely lifting rates later today – how best to plan ahead. I asked two clients recently if they were interested in hearing why rates are being lifted – and their answer could not have been clearer … “no – we read your emails because you tell us...
Waiting For The Crash…

Waiting For The Crash…

I cannot count the number of times in my 25 years of mortgage broking I have heard the “I’m waiting for the crash” reason for delaying a buying decision. First – EVERY buyer (me included) hopes for property to be “down” 5 minutes before they buy and then “up” 5...
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