The RBA

What is a “Tracker Mortgage”?

A report from a government committee has suggested that Australian Banks be forced to issue “Tracker Mortgages” (Aust Financial Review…

3 weeks ago

2024 The Year Ahead

There are things that can be taken as almost certain this year – so let’s plan for them. On the…

3 months ago

The Melbourne Cup Rate Rise – Why Did it Happen, What Does it Mean for YOU?

This time WHY matters. The 3-year bond rate in the US is 5.30%, the 10-year bond rate 4.65%. The 3-year…

6 months ago

Interest Rates Have Peaked

“The balance of risks now favour the prospect that the RBA is now on hold” - Bill Evans (The Australian…

9 months ago

Well, that was a surprise…

Should it surprise us that 100% of economists on Monday became only 70% of economists by Wednesday? I will carefully…

1 year ago

An open letter to Banks on behalf of my clients.

I am always open to opportunities with new lenders for my new to bank clients. Under BID (Best Interest Duty) my obligations…

1 year ago

How best to Plan Ahead…

With the Reserve Bank likely lifting rates later today – how best to plan ahead. I asked two clients recently…

1 year ago

The “Why” about Rates

Covid came along and no government in the world quite knew how to respond… they planned for the worst. We…

1 year ago

2023 – Interest Rates – Let the blather begin…

Inflation was slightly higher in December than expected. Inflation kicked off with oil price shocks caused by the Russia/Ukraine conflict,…

1 year ago

The Reasons Behind and Lessons from the Past.

What caused the Reserve Bank to move away from its previously stated plans? Namely... they were not going to move…

2 years ago

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