by admin | Aug 20, 2020 | Ask Alan News, Home Mortgages, Interest Rates
As I suggested back in June, rate reductions are starting to flow through to new borrower deals. This is good news for my own existing clients because I review; Every loanEvery ClientEvery 6 monthsAnd where a reduction is possible seek that on your behalf You will...
by admin | Mar 31, 2020 | Ask Alan News, Home Mortgages, Mortgage Industry News
If you’ve saved for a rainy day… It’s raining. These are the guidelines you should follow for your home loan or your investment loan – if you find yourself in difficulty. Depending on the level of difficulty you face, these are the steps you should follow… in order;...
by admin | Aug 13, 2019 | Home Mortgages, Investment Loans
Before we start, the best tip I can give you is… DO NOT DO IT YOURSELF… It took me years to work out that when friends looked at my home renovations and said, “nice tiling … do it yourself?” it was not a compliment. They were being polite. The fact that they could...
by admin | Aug 8, 2019 | Home Mortgages, Investment Loans, Mortgage Industry News, Politics
The scene is now set for the rest of 2019. I give credit to the Reserve Bank and the Government for pre-empting. The Reserve Bank cut rates by 0.5% (0.4% of which was passed through) and the Government passed tax cuts through to everyone. What was the background? The...
by admin | Jun 6, 2019 | Home Mortgages, House Price Trends, Mortgage Industry News
Anyone can read in the media that The Reserve Bank cut the cash rate yesterday. I always endeavour to let you know what this means – so that you can plan ahead. In July 2016 – almost 10 years after the GFC, interest rates had been low for a decade, there was a growing...
by admin | May 28, 2019 | Home Mortgages, Investment Loans, Mortgage Industry News
The current market mood was caused by negative Government intervention to suppress buyer demand and also the election itself. Sentiment has changed post-election and now positive Government intervention brings good news again for buyers. There are 4 key...